^{Housing Buzz}

Imagine what happens at 5.5% 

These loan forms usually turn into home sales about one to three months later, so expect extra sales from July through November. Cash buyers make up a smaller share, and purchase applications are climbing.

Bottom line: buyers aren’t waiting for cheaper loans, they’re jumping in anyway.

The months and year at the bottom of the graph indicate how far back this graph goes but it’s only showing 2024 and 2025.

^{-Tristan Ahumada}

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